What is the maximum Social Security benefit?
En español | The most an individual who files a claim for Social Security retirement benefits in 2021 can receive per month is: $3,895 for someone who files at age 70. $3,148 for someone who files at full retirement age (currently 66 and 2 months). $2,324 for someone who files at 62. AARPThe Maximum Social Security Benefit Explained
09 August, 2021 - 09:10am
By Kelly Crandall August 8, 2021 7:27 PM
By Kelly Crandall | August 8, 2021 7:27 PM ET
Despite leading the most laps at Watkins Glen, Martin Truex Jr. said he needed “a little bit of everything” to beat the two Hendrick Motorsports drivers who finished ahead of him.
Truex led a race-high 34 of 90 laps and won the second stage of the Go Bowling at The Glen. But Truex’s Joe Gibbs Racing Toyota crossed the finish line third after not having the pace to challenge Kyle Larson to win or hold off Chase Elliott.
“Honestly, I felt like through the esses and through the carousel, off the carousel was my weakest point,” Truex said. “I just couldn’t quite turn as good as them in Turn 2, and then Turn 3, I would get loose and couldn’t get the power down at all off the carousel. Just a little bit of everything. When I asked it to turn, they would out-turn me, and when I ask it to go, they’re out-going me. Nonetheless, all the guys did a great job.
“We had a fill-in tire changer on the front (because of COVID protocols), and he did a good job, so thanks to him. Overall, it was a solid day for our Reser’s Fine Foods Camry. … Just need to find some more. We were second to those two guys at Sonoma as well. I think the 20 (Christopher Bell) had a good car as well, but those two (Larson and Elliott) were just strong. I don’t know exactly how we’re going to get there, but we’re going to keep working.”
A former Watkins Glen winner, Truex controlled the race going into the final round of green-flag pit stops. However, Larson eliminated Truex’s advantage on the entry to pit road and then beat Truex out of the pits. When the cycles were complete, Larson had the advantage over Truex and didn’t give it back. Elliott overtook Truex with nine laps to go.
“It was quite a battle,” Truex said. “James (Small, crew chief) did a great job with our Reser’s Fine Foods Camry to get track position to put us where we needed to be. We didn’t quite have the speed on the longer runs to take advantage of that track position. We tried hard, and thanks to everybody for working hard.
“We’re a little behind those two (Larson and Elliott) right now on road courses; they’re really, really fast. I just had to burn my tires off to try to stay with them, and then in 20 laps, they’re gone. Heck of a fight, but we’ll take a third — or a ‘podium’ as they say in road course racing — and go to work and try to get better.”
The Cup Series will contest the Indianapolis road course for the first time next weekend. The final road course race of the season is the Charlotte Roval in the playoffs.
Kelly has been on the NASCAR beat full-time since 2013, and joined RACER as chief NASCAR writer in 2017. Her work has also appeared in NASCAR.com, the NASCAR Illustrated magazine, and NBC Sports. A corporate communications graduate from Central Penn College, Crandall is a two-time George Cunningham Writer of the Year recipient from the National Motorsports Press Association.
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09 August, 2021 - 09:10am
09 August, 2021 - 09:10am
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• Retirement or Spouse's Benefits – You must be at least 61 years and 9 months in age and want your benefits to start in no more than four months. Apply at www.ssa.gov/retireonline.
• Disability Benefits – You can use our online application, available at www.ssa.gov/disabilityonline, to apply for disability benefits if you:
o Are age 18 or older;
o Are not currently receiving benefits on your own Social Security record;
o Are unable to work because of a medical condition that is expected to last at least 12 months or result in death; and
o Have not been denied disability benefits in the last 60 days. If your application was recently denied, our online appeal application, is a starting point to request a review of the determination we made. Please visit www.ssa.gov/benefits/disability/appeal.html.
• Supplemental Security Income (SSI) – SSI is a federal income program funded by general tax revenues, and helps people who have little or no income and who are age 65 or older, blind, or have disabilities. If you meet certain requirements, you may apply online at www.ssa.gov/benefits/ssi. If you are not able to apply online, call your local Social Security office to apply.
• Medicare – Medicare is a federal health insurance program for people age 65 or older, some people younger than 65 who have disabilities, and people with end-stage renal disease. If you are not already receiving Social Security benefits, you should apply for Medicare three months before turning age 65 at www.ssa.gov/benefits/medicare.
• Extra Help with Medicare Prescription Drug Costs – People who need assistance with the cost of medications can apply for Extra Help at www.ssa.gov/i1020.
Q: My child, who gets Social Security, will be attending his last year of high school in the fall. He turns 19 in a few months. Do I need to fill out a form for his benefits to continue?
A: Yes. You should receive a form, SSA-1372-BK, in the mail about three months before your son’s birthday. Your son needs to complete the form and take it to his school’s office for certification. Then, you need to return page two and the certified page three back to Social Security for processing. If you can’t find the form we mailed to you, you can find it online at: www.ssa.gov/forms/ssa-1372.pdf.
Q: My spouse died recently and my neighbor said my children and I might be eligible for survivors benefits. Don’t I have to be retirement age to receive benefits?
A: No. As a survivor, you can receive benefits at any age if you are caring for a child who is receiving Social Security benefits and who is under age 16. Your children are eligible for survivors benefits through Social Security up to age 19 if they are unmarried and attending elementary or secondary school full time. Keep in mind that you are still subject to the annual earnings limit if you are working. If you are not caring for minor children, you would need to wait until age 60 (age 50 if disabled) to collect survivors benefits. For more information about survivors benefits, read our publication Survivors Benefits at www.ssa.gov/pubs.
This column was prepared by the Social Security Administration. For fast answers to specific Social Security questions, contact Social Security toll-free at 800-772-1213 or visit www.socialsecurity.gov.
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