What you need to know about selling a home in 2021

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Fox Business 28 June, 2021 - 07:23am 44 views

Are mortgage rates going up?

US mortgage rates rise over 3%; 30-year at 3.02% By contrast, the rate stood at 3.13% a year ago. The rate for a 15-year loan, a popular option among homeowners refinancing their mortgages, jumped to 2.34% from 2.24% last week. Associated PressUS mortgage rates rise over 3%; 30-year at 3.02%

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Limited housing inventory and record-low mortgage and refinance rates have created a booming housing market. Market trends show that house prices are commanding top dollar and rising at their fastest recorded rate. In May 2020, home values were rising at a rate of 1.6% year-over-year. Today, the rate of appreciation is almost 10 times higher.

In this strong sellers market, it’s much better to be a seller than a potential home buyer. Here’s what you need to know if you plan to sell a home in 2021.

WITH HOME VALUES HIGH, THIS IS HOW OWNERS CAN BENEFIT 

You can explore your mortgage options by visiting Credible to compare rates and lenders.

Sellers often make small home improvements or repairs to entice buyers when preparing to sell their home. Some of these improvements typically include switching out outdated kitchen appliances, updating fixtures or giving the walls a fresh coat of paint.

In this competitive market, homeowners can sell as-is, which means the potential buyers agrees to buy the home in its current condition. Selling as-is in a competitive market saves time and money. You can save that money instead and you won’t have to wait for repairs to your home before hitting the market.

The housing market is being fueled by two main factors: low inventory and low interest rates. According to the National Association of Realtors, properties typically sold within 18 days of their real estate listings as of late March — a record low for time on the market. 

For those thinking it's time to buy, it means the competition is tough; however, it’s the best time to sell for a premium. Make sure you have your next home already lined up before listing your home on the market. If you’re ready to buy a home or refinance, visit Credible to compare mortgage lenders and rates.

While it seems like homes are selling easily in 2021, buying a one is a different story. Finding a home to replace the one your selling will likely be difficult and it could take a while.

If you’re selling and buying a home at the same time, a home sale contingency is frequently included in the sales contract. With a home sale contingency, homeowners can make an offer on a new home that’s contingent on the sale of their current home. If their house doesn’t sell by the specified date, the contract is terminated. This protects you from paying for two homes at the same time.    

Visit an online mortgage broker like Credible to get personalized rates and preapproval letters without affecting your credit score.

Over the past year, low mortgage rates prompted millions of homeowners to refinance their homes. If you just refinanced, you may want to wait before listing your home.

While there is no law saying you can’t sell your home after refinancing, it may not be beneficial for you. When you refinance your mortgage loan, you must pay closing costs on your new loan. Common closing costs include:

While the average closing costs to refinance a mortgage hovers around $5,000, costs vary. You can typically expect to pay between 2% and 5% of your total loan amount. Recovering these costs after refinancing can take a few months, which is why it’s often suggested to wait a couple of years before selling your home. 

As home buying demand remains strong and interest rates are at historic lows, sellers can command rising prices in the current housing market. While home sellers have the upper hand, you’ll still need to consider how the market will affect you if you’re buying a replacement home. Keep an eye on the housing market as you’re deciding whether selling a home in 2021 is the best choice for you.

Have any mortgage concerns? Visit Credible to get in touch with experienced loan officers and get your mortgage questions answered.

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Mortgage rates ticking up

FOX 4 Now 28 June, 2021 - 12:21pm

Today's mortgage refinance rates edge up for 30-year terms | June 28, 2021

Fox Business 28 June, 2021 - 08:26am

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Based on data compiled by Credible, current mortgage refinance rates open the week largely unchanged from the end of the previous week — with the exception of 30-year rates, which increased 0.125%. 

Across all terms, mortgage refinance rates represent significant money-saving opportunities for homeowners looking to refinance. In particular, 15-year rates — which continue to mirror 10-year refinance rates — are a bargain for homeowners looking to refinance into a shorter term and/or lower their rate while still getting a low monthly payment.

The current rate for a 30-year fixed-rate refinance is 2.875%. This is up from last Friday.

The current rate for a 20-year fixed-rate refinance is 2.750%. This is the same as last Friday.

The current rate for a 15-year fixed-rate refinance is 2.125%. This is the same as last Friday.

The current rate for a 10-year fixed-rate refinance is 2.125%. This is the same as last Friday.

You can explore your mortgage refinance options in minutes by visiting Credible to compare rates and lenders. Check out Credible and get prequalified today.

Today, mortgage refinance rates are a mixed bag compared to the same time last week, with one rate having risen, one falling, and two remaining the same.

Current refinance rates, like mortgage interest rates in general, are affected by many economic factors, like unemployment numbers and inflation. But your personal financial history will also determine the rates you’re offered when refinancing your mortgage.

If you’re seeking lower monthly payments on an existing home, Credible can help you keep an eye on current mortgage rates and find the right loan for your financial goals.

Have a finance-related question, but don't know who to ask? Email The Credible Money Expert at moneyexpert@credible.com and your question might be answered by Credible in our Money Expert column.

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Mortgage refinance rates on June 28, 2021: Rate slides

CNET 28 June, 2021 - 08:00am

For 30-year fixed refinances, the average rate is currently at 3.21%, a decrease of 2 basis points from what we saw one week ago. (A basis point is equivalent to 0.01%.) Refinancing to a 30-year fixed loan from a shorter loan term can lower your monthly payments. If you're currently having difficulties making your monthly payments, a 30-year refinance could be a good option for you. However, interest rates for a 30-year refinance will typically be higher than rates for a 15- or 10-year refinance. It'll also take you longer to pay off your loan.

The average 15-year fixed refinance rate right now is 2.50%, an increase of 1 basis points over last week. A 15-year fixed refinance will most likely raise your monthly payment compared to a 30-year loan. However, you'll also be able to pay off your loan quicker, saving you money over the life of the loan. Fifteen-year refinance rates are typically lower than 30-year refinance rates, which will help you save even more in the long run.

For 10-year fixed refinances, the average rate is currently at 2.51%, an increase of 2 basis points over last week. Compared to a 30- or 15-year refinance, a 10-year refinance will usually have a lower interest rate but higher monthly payment. A 10-year refinance can help you pay off your house much faster and save on interest in the long run. However, you should analyze your budget and current financial situation to make sure you'll be able to afford the higher monthly payment.

We track refinance rate trends using information collected by Bankrate, which is owned by CNET's parent company. Here's a table with the average refinance rates provided by lenders across the US:

Rates as of June 28, 2021.

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Here are mortgage rates for June 28, 2021: Rates retreat

CNET 28 June, 2021 - 08:00am

For a 30-year, fixed-rate mortgage, the average rate you'll pay is 3.13%, which is a decrease of 4 basis points from one week ago. (A basis point is equivalent to 0.01%.) Thirty-year fixed mortgages are the most frequently used loan term. A 30-year fixed rate mortgage will usually have a lower monthly payment than a 15-year one -- but often a higher interest rate. Although you'll pay more interest over time -- you're paying off your loan over a longer timeframe -- if you're looking for a lower monthly payment, a 30-year fixed mortgage may be a good option.

The average rate for a 15-year, fixed mortgage is 2.44%, which is an increase of 1 basis point from the same time last week. You'll definitely have a higher monthly payment with a 15-year fixed mortgage compared to a 30-year fixed mortgage, even if the interest rate and loan amount are the same. However, as long as you're able to afford the monthly payments, there are several benefits to a 15-year loan. You'll usually get a lower interest rate, and you'll pay less interest in total because you're paying off your mortgage much quicker.

A 5/1 adjustable-rate mortgage has an average rate of 3.14%, a slide of 5 basis points compared to last week. For the first five years, you'll typically get a lower interest rate with a 5/1 adjustable-rate mortgage compared to a 30-year fixed mortgage. But you might end up paying more after that time, depending on the terms of your loan and how the rate shifts with the market rate. If you plan to sell or refinance your house before the rate changes, an adjustable-rate mortgage might make sense for you. But if that's not the case, you may be on the hook for a much higher interest rate if the market rates shift.

We use rates collected by Bankrate, which is owned by the same parent company as CNET, to track daily mortgage rate trends. This table summarizes the average rates offered by lenders nationwide:

Rates as of June 28, 2021.

When you are ready to apply for a loan, you can connect with a local mortgage broker or search online. When shopping around for home mortgage rates, take into account your goals and current finances. A range of factors -- including your down payment, credit score, loan-to-value ratio and debt-to-income ratio -- will all affect the interest rate on your mortgage. Generally, you want a good credit score, a larger down payment, a lower DTI and a lower LTV to get a lower interest rate. Besides the mortgage rate, factors including closing costs, fees, discount points and taxes might also factor into the cost of your house. You should shop around with multiple lenders -- including credit unions and online lenders in addition to local and national banks -- in order to get a mortgage that's the best fit for you.

When picking a mortgage, it's important to consider the loan term, or payment schedule. The mortgage terms most commonly offered are 15 years and 30 years, although you can also find 10-, 20- and 40-year mortgages. Mortgages are further divided into fixed- and adjustable-rate mortgages. The interest rates in a fixed-rate mortgage are set for the duration of the loan. For adjustable-rate mortgages, interest rates are set for a certain number of years (usually five, seven or 10 years), then the rate fluctuates annually based on the current interest rate in the market.

One important factor to think about when choosing between a fixed-rate and adjustable-rate mortgage is how long you plan on staying in your home. Fixed-rate mortgages might be a better fit for those who plan on living in a home for quite some time. Fixed-rate mortgages offer more stability over time in comparison to adjustable-rate mortgages, but adjustable-rate mortgages may offer lower interest rates upfront. If you don't have plans to keep your new house for more than three to 10 years, though, an adjustable-rate mortgage could give you a better deal. The best loan term depends on your own situation and goals, so make sure to take into consideration what's important to you when choosing a mortgage.

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Mortgage And Refinance Rates Today, June 28 | Rates steady-ish

The Mortgage Reports 28 June, 2021 - 06:30am

Yet again, mortgage rates today may barely change. But, first thing, a small fall looked more likely than a rise.

Mortgage rates may be in for a few days of relative calm. At least, there’s nothing obvious due before Friday that’s likely to push them far. And you may choose to float your rate over that period and beyond.

But you’re unlikely to gain much. And, in the meantime, you’re exposing yourself to risk. Because most experts expect mortgage rates to head higher when they begin to move decisively.

So my personal rate lock recommendations must remain:

However, I don’t claim perfect foresight. And your personal analysis could turn out to be as good as mine — or better. So you might choose to be guided by your instincts and your personal tolerance for risk.

Here’s a snapshot of the state of play this morning at about 9:50 a.m. (ET). The data, compared with roughly the same time last Friday, were:

Before the pandemic and the Federal Reserve’s interventions in the mortgage market, you could look at the above figures and make a pretty good guess about what would happen to mortgage rates that day. But that’s no longer the case. We still make daily calls. And are usually right. But our record for accuracy won’t achieve its former high levels until things settle down.

So use markets only as a rough guide. Because they have to be exceptionally strong or weak to rely on them. But, with that caveat, so far mortgage rates today look likely to barely move. But be aware that “intraday swings” (when rates change direction during the day) are a common feature right now.

Here are some things you need to know:

So there’s a lot going on here. And nobody can claim to know with certainty what’s going to happen to mortgage rates in coming hours, days, weeks, or months.

The only economic report this week with obvious potential to move mortgage rates far is Friday’s employment one. Of course, that doesn’t necessarily mean those rates will stay stable before then. Any news affecting the economy can send them higher or lower.

But, absent something big, these rates may be calm for a few days … or weeks, if the employment situation report is a damp squib. For some time, they’ve been moving within a tight range with borrowers gaining or losing little whether they floated or locked their personal rate. The exception was two weeks ago when they rose appreciably.

But it’s looking probable that mortgage rates will move out of their tight range sometime later this year. And, when they do, most experts expect them to go higher.

This morning’s Wall Street Journal reports, “Federal Reserve officials are debating scaling back mortgage-bond purchases at a faster clip. Soaring home prices are leading some officials to call for the central bank to stop buying mortgage bonds.”

If those officials — along with others who have concerns over inflation — win the argument, the Fed might move to stop keeping mortgage rates artificially low. And, if the debate’s settled soon in their favor, significantly higher mortgage rates could be upon us sooner rather than later.

For more background, read Saturday’s weekend edition of this column, which has more space for in-depth analysis.

Over much of 2020, the overall trend for mortgage rates was clearly downward. And a new, weekly all-time low was set on 16 occasions last year, according to Freddie Mac.

The most recent weekly record low occurred on Jan. 7, when it stood at 2.65% for 30-year fixed-rate mortgages. But then the trend reversed and rates rose.

However, those rises were mostly replaced by falls in April, though those moderated during the second half of that month. Meanwhile, May saw falls very slightly outweighing rises. Freddie’s June 24 report puts that weekly average at 3.02% (with 0.7 fees and points), up from the previous week’s 2.93%.

Looking further ahead, Fannie Mae, Freddie Mac and the Mortgage Bankers Association (MBA) each has a team of economists dedicated to monitoring and forecasting what will happen to the economy, the housing sector and mortgage rates.

And here are their current rates forecasts for the remaining quarters of 2021 (Q2/21, Q3/21, Q4/21) and the first quarter of 2022 (Q1/22).

The numbers in the table below are for 30-year, fixed-rate mortgages. Fannie’s were updated on June 16 and the MBA’s on June 18. Freddie’s forecast is dated April 14. But it now updates only quarterly. So its numbers are looking stale.

However, given so many unknowables, the current crop of forecasts might be even more speculative than usual.

Some lenders have been spooked by the pandemic. And they’re restricting their offerings to just the most vanilla-flavored mortgages and refinances.

But others remain brave. And you can still probably find the cash-out refinance, investment mortgage or jumbo loan you want. You just have to shop around more widely.

But, of course, you should be comparison shopping widely, no matter what sort of mortgage you want. As federal regulator the Consumer Financial Protection Bureau says:

Shopping around for your mortgage has the potential to lead to real savings. It may not sound like much, but saving even a quarter of a point in interest on your mortgage saves you thousands of dollars over the life of your loan.

Today’s mortgage and refinance rates  Average mortgage rates were unchanged yesterday. So they’re just a little lower than they were a week ago. But way higher than two weeks ago. […]

Today’s mortgage and refinance rates  Average mortgage rates inched lower yesterday. Contrary to media reports based on Freddie Mac’s weekly survey, those rates are actually a bit lower than they […]

Today’s mortgage and refinance rates  Average mortgage rates fell yesterday — and by a worthwhile amount. They’re still a long way above where they were at the start of last […]

The information contained on The Mortgage Reports website is for informational purposes only and is not an advertisement for products offered by Full Beaker. The views and opinions expressed herein are those of the author and do not reflect the policy or position of Full Beaker, its officers, parent, or affiliates.

Today's national mortgage and refinance rates: June 28, 2021 | Rates tick up

Business Insider 28 June, 2021 - 12:00am

“No Rules Rules: Netflix and the Culture of Reinvention”

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Over the past week, average mortgage rates have fallen across the board. Average rates for a 30-year fixed mortgage, which had surpassed 3.5%, have dropped to 3.43%. Rates for government-backed FHA and VA loans, however, have stayed pretty steady for the past week — while average rates for an FHA loan have risen, the numbers are consistent with what we've seen in recent weeks and months.

Average rates for a refinance loan usually tend to be higher than for a mortgage purchase loan, and this week is no exception. While they've dropped on the whole since last week, rates for both a 7/1 ARM and a 10/1 ARM exceed 4%, and rates for a 30-year fixed remain in the high 3% range.

Mortgage rates should stay low for a couple more months, but you may see rates start rising in late summer or fall.

Mortgage rates heavily rely on employment and inflation in the US. When employment numbers and inflation improve, mortgage rates increase; when they get worse, mortgage rates decrease.

Unemployment and inflation need to have long-term, steady growth for mortgage rates to increase, though. If both continue to improve over the next couple of months, we could see higher rates.

Mortgage rates leap back above 3% — experts say they'll head even higher

Yahoo Finance 27 June, 2021 - 10:15am

They won't. In fact, the country's benchmark mortgage rate just popped back above 3% for the first time in over two months.

Analysts warn that rates are likely to keep climbing as the economy improves and inflation perks up. So, homeowners may be running out of time to grab dirt-cheap mortgage rates that will slash their housing costs.

But for now, rates are still very low by historical standards.

The average rate on America’s most popular home loan — the 30-year fixed-rate mortgage — jumped to 3.02% last week, up from 2.93% the previous week, mortgage giant Freddie Mac reported on Thursday. A year ago, the average was 3.13%.

"Mortgage rates have risen above 3% for the first time in 10 weeks," says Sam Khater, chief economist for Freddie Mac. "As the economy progresses and inflation remains elevated, we expect that rates will continue to gradually rise in the second half of the year."

Rates will be averaging 3.4% by the fourth quarter of 2021, Freddie Mac's most recent forecast predicts.

"For those homeowners who have not yet refinanced — and there remain many borrowers who could benefit from doing so — now is the time," Khater says.

When 30-year rates previously stood at an average 3.02%, in early March, the mortgage data and technology firm Black Knight said there were 12.9 million homeowners who could refinance and cut their monthly payments by hundreds of dollars.

Rates on 15-year fixed-rate mortgages last week surged to an average 2.34%, from 2.24% a week earlier, Freddie Mac says. A year ago, the 15-year rate averaged 2.59%.

Shorter-term loans are popular among refinancing homeowners who can afford higher monthly payments or want to cut their lifetime interest costs.

"Interest rates remain low and enticing — mortgage refinances saw a solid gain [last] week — however, with prices of new and existing homes up 18% and 24% [respectively] from last year, buyers are running out of steam," says George Ratiu, senior economist at Realtor.com.

Refi loan applications rose 3% from week to week, while demand for home purchase loans edged up just 1%, according to the latest weekly report from the Mortgage Bankers Association.

The average rate on 5/1 adjustable-rate mortgages, or ARMs, was 2.53% last week in the Freddie Mac survey, up slightly from the previous week's 2.52%. A year ago, ARMs were averaging 3.08%.

Adjustable-rate loans usually start out with lower interest rates than their fixed-rate counterparts, but after a period of time the rates can "adjust" up or down in line with the prime rate or some other benchmark.

The mortgages are called 5/1 ARMs because the interest rates are fixed for the first five years and then adjust every (one) year after that.

With the typical 30-year fixed-rate mortgage still pretty close to 3%, this could be the last, best chance for homeowners to grab killer refinance rates that will make them the envy of their friends and neighbors.

According to Black Knight, you're a good refi candidate if:

You have a 30-year mortgage with an interest rate you could reduce by at least three-quarters of 1 percentage point through a refinance — say, go from 3.75% down to 3%.

You've got a good-to-exceptional credit score of at least 720. If you haven't looked at your score in a while, it's easy today to get a peek at your credit score for free.

You have at least 20% equity in your home, which means the balance left on your mortgage amounts to no more than 80% of the home's current market value.

Comparison shopping works well for finding the lowest mortgage rate available in your area for a person with your credit score. Studies from Freddie Mac and others have found that when you take time to compare rates from at least five lenders, you'll save thousands of dollars over the life of your loan.

Shopping around also will help hold down your other homeownership costs. When it comes time to buy or renew homeowners insurance, gather quotes from multiple insurers to uncover the best price on the coverage you need.

Mortgage rates back back through the 3% mark, with Freddie Mac seeing an upward trend continuing over the remainder of the year.

A new study shows where mortgage closing costs put the biggest bite on borrowers.

In the United States, it's iced green tea. At least nine fast-food chains and restaurant companies surveyed by Reuters said some of their locations have been grappling with changing lists of brief shortages of key ingredients and products, as supply bottlenecks plague eateries. The list of hard-to-find items has included summertime staples such as wieners and chicken wings, and non-food items like plastic packing material and paper bags.

The trade-off between paying off your mortgage and saving more for retirement depends on how long you've had the mortgage and how far you are from retiring.

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Higher home prices mean more buyers are putting down less than 20%, and low rates mean fewer defaults. These three mortgage insurers will benefit.

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U.S Mortgage Rates Return to Above 3% for the First Time since April

Yahoo Finance 26 June, 2021 - 07:36pm

Reversing a 3 basis points decline from the previous week, 30-year fixed rates increased by 9 basis points to 3.02%.

Compared to this time last year, 30-year fixed rates were down by 11 basis points.

30-year fixed rates were still down by 192 basis points since November 2018’s last peak of 4.94%.

It was a quieter first half of the week on the U.S economic calendar.

Housing sector data was in focus on Tuesday ahead of prelim private sector PMI figures for June on Wednesday.

The stats were skewed to the negative in the week but not enough to peg back mortgage rates.

Existing home sales fell by 0.9% in May, following on from a 2.7% slide in April. While negative, tight inventories likely contributed to the decline.

More significantly in the week, however, was slower service sector growth in June.

The services PMI fell from 70.4 to 64.8, while the manufacturing PMI rose from 62.1 to 62.6. As a result of the slide in the services PMI, the composite PMI fell from 68.7 to 63.9.

While the stats were skewed to the negative, market reaction to the previous week’s FOMC projections supported the pickup in mortgage rates.

30-year fixed rates rose by 9 basis points to 3.02% in the week. This time last year, rates had stood at 3.13%. The average fee remained unchanged at 0.7 points.

15-year fixed rose by 10 basis points to 2.34% in the week. Rates were down by 25 basis points from 2.59% a year ago. The average fee rose from 0.6 points to 0.7 points.

5-year fixed rates increased by 1 basis point to 2.53%. Rates were down by 55 points from 3.08% a year ago. The average fee remained unchanged at 0.3 points.

Mortgage rates have risen above 3% for the first time in 10-weeks.

As the economy progresses and inflation remains elevated, rates will likely continue to gradually rise over the remainder of the year.

For those homeowners who have not yet refinanced, and there remain many borrowers who could benefit from doing so – now is the time.

Average interest rates for 30-year fixed to conforming loan balances increased from 3.11% to 3.18%. Points increased from 0.36 to 0.48 (incl. origination fee) for 80% LTV loans.

Average 30-year fixed mortgage rates backed by FHA increased from 3.14% to 3.21%. Points rose from 0.33 to 0.34 (incl. origination fee) for 80% LTV loans.

Average 30-year rates for jumbo loan balances increased from 3.20% to 3.26%. Points decreased from 0.46 to 0.44 (incl. origination fee) for 80% LTV loans.

The Refinance Index rose 3% and was 9% lower than the same week a year ago. The Index had risen by 6% in the previous week.

Mortgage rates increased to their highest level in a month.

Despite the rise, refinances increased for a second consecutive week.

Purchase applications have regained an upward trend over the past few weeks.

It’s a busier first half of the week. Consumer confidence figures for June will be in focus ahead of ADP nonfarm employment change figures on Wednesday.

Expect both sets of numbers to provide yields and, ultimately, mortgage rates with direction.

On the monetary policy front, FOMC member chatter will also influence in the early part of the week.

From elsewhere, private sector PMI figures from China will also provide riskier assets and yields with direction in the week.

This article was originally posted on FX Empire

Rates on home loans remain historically low, but maybe not for much longer.

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In this article, we will take a look at the 15 best very cheap stocks to buy right now. You can skip our detailed analysis of these companies and go directly to the 5 Best Very Cheap Stocks to Buy Right Now. The pandemic-led recession brought massive financial distress to the global market. Many businesses […]

The 800+ hedge funds and famous money managers tracked by Insider Monkey have already compiled and submitted their 13F filings for the first quarter, which unveil their equity positions as of March 31st. We went through these filings, fixed typos and other more significant errors and identified the changes in hedge fund portfolios. Our extensive […]

Peter Thiel transformed a tiny Roth IRA worth approximately $2,000 into a $5 billion tax-free behemoth, according to an article from the investigative news site ProPublica. “You would have to tread very carefully,” said Michelle Gessner of Gessner Wealth Strategies in Houston, Texas. “I don’t think it’s impossible for the average person to do their own smaller scale version of it,” said Malcolm Ethridge, executive vice president at CIC Wealth in Rockville, Md., and host of The Tech Money podcast.

The trade-off between paying off your mortgage and saving more for retirement depends on how long you've had the mortgage and how far you are from retiring.

Reconnaissance Energy Africa Ltd. (the "Company" or "ReconAfrica") (TSXV: RECO) (OTCQX: RECAF) (Frankfurt: 0XD) provides the real facts in response to falsehoods and distortions from a recent short seller's report.

The car-rental leader will emerge from bankruptcy with a strong balance sheet and the potential to prosper on a surge in travel.

Stocks are set for a mixed day ahead while crypto is surging, as even the slow days of summer trading continue to keep the black clouds away from financial markets. It may not last for long.

Learn about three Vanguard funds that have a five-star rating from Morningstar that specialize in investing in specific niches of the securities market.

The environment for dividends continues to improve after a tough stretch in 2020 due to the Covid-19 pandemic.

Hedge Funds and other institutional investors have just completed filing their 13Fs with the Securities and Exchange Commission, revealing their equity portfolios as of the end of September. At Insider Monkey, we follow nearly 900 active hedge funds and notable investors and by analyzing their 13F filings, we can determine the stocks that they are […]

The proposed deal has attracted scrutiny given that Arm is a leading provider of microprocessor designs.

Eric Rosengren, the president of the Boston Fed, expressed concern over the housing market in an interview with the Financial Times

Every investor wants to see his stocks pay off – or he wouldn’t be in the markets. But finding the right investment, the ‘one’ that will bring in the high returns, can sometimes be challenging. A smart investor will apply a few basic, common-sense rules – and stick to them. One of the basic rules of investing is “buy low, sell high." This will naturally bring us to the low-cost, small-cap side of the stock market. While big names get the headlines, the small-cap stocks offer the highest returns.

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